As a real estate attorney who has drafted and reviewed hundreds of purchase contracts across the Southeast for over twelve years, I know how frustrating it can be to find a reliable, state-specific real estate contract Mississippi residents can actually use without paying $200+ to an attorney for the first draft. That’s why I’m giving away my updated-for-2025 Mississippi offer to purchase real estate form completely free on this page.
This Mississippi-specific template has been used successfully by buyers, investors, and FSBO sellers from Jackson to Gulfport to Oxford. It complies with Mississippi Code Title 89 (Real and Personal Property) and incorporates the most common contingencies agents and attorneys expect in 2025 transactions.
An offer to purchase real estate form (sometimes called a purchase agreement, sales contract, or real estate contract) is the legally binding document that outlines the buyer’s proposed price, terms, contingencies, and closing date when making an offer on Mississippi residential or vacant land property.
In Mississippi, there is NO state-mandated form like some states require. Agents typically use the Mississippi Association of REALTORS® forms (which are copyrighted and not free), while attorneys draft custom versions. My template bridges that gap – it’s attorney-drafted, free, and written in plain English while still protecting both parties.
Mississippi has unique disclosure and contract laws that generic “national” templates ignore:
Using an out-of-state form can leave you unintentionally waiving important protections or creating unenforceable clauses.
My 2025 Mississippi real estate forms package includes:
| Section | Purpose |
|---|---|
| 1. Parties & Property Description | Full legal description + parcel number |
| 2. Purchase Price & Earnest Money | Handles multiple deposit releases |
| 3. Financing Contingency | FHA/VA/Conventional/USDA options |
| 4. Appraisal & Inspection Contingencies | 14-day default periods (customizable) |
| 5. Title & Survey | Title insurance commitment language |
| 6. Seller Disclosures | References Miss. Code § 89-1-501 |
| 7. Prorations & Closing Costs | Standard Mississippi customs |
| 8. Default & Remedies | Liquidated damages vs. specific performance |
| 9. Lead-Based Paint (pre-1978 homes) | Federal + Mississippi requirements |
| 10. Addenda Checklist | FHA, VA, As-Is, Contingency Removal, etc. |
Follow this process I teach all my buyer clients:
Click here to download the free Mississippi real estate contract template (PDF + editable Word)
File includes:
Yes – the Statute of Frauds (§ 15-3-1) requires all contracts for the sale of real property to be in writing and signed.
No, but Mississippi is one of the few remaining “attorney states” where buyers and sellers typically use real estate attorneys for closing (especially north of Highway 82). South Mississippi often uses title companies.
Until the specified expiration date/time in paragraph 4 (default 11:59 PM next business day if blank).
This template is designed for 1-4 family residential and vacant land. I offer a separate commercial version.
Even with the best template:
Important Disclaimer: This free Mississippi real estate contract template is provided for informational purposes only and does not create an attorney-client relationship. Laws change and every transaction is unique. This is not legal advice. Always consult a licensed Mississippi real estate attorney or title professional before signing any binding agreement.
Ready to make your offer? Download the 2025 Mississippi offer to purchase real estate form now and move one step closer to closing.
Download Free Mississippi Real Estate Contract Template (2025)