As a real estate attorney who has drafted and reviewed thousands of disclosure statements across the Upper Midwest for over twelve years, I can tell you that few documents cause sellers more anxiety than the Minnesota real estate disclosure form. Minnesota is one of only a handful of states that requires sellers of residential property to complete a statutory disclosure statement—even if the home is sold “as-is.” Get it wrong, and you risk lawsuits years after closing.
In this comprehensive guide, I’ll walk you through every section of the official Minnesota seller’s property disclosure statement, explain exactly what must be disclosed under Minn. Stat. § 513.55–513.60, and give you a free, attorney-reviewed 2025 real estate disclosure form Minnesota template that is fully compliant with current law (including the July 2024 and January 2025 amendments).
Important Disclaimer: This article and the downloadable template are for informational purposes only and do not constitute legal advice. Always consult a licensed Minnesota attorney or real estate professional before completing or relying on any disclosure form.
Minnesota is a full-disclosure state. Under Minnesota Statutes sections 513.52 through 513.60, most sellers of 1–4 unit residential property must deliver a written disclosure statement to the buyer before the purchase agreement is signed (or within 5 days after if the buyer waives the right).
The form covers more than 150 potential items—everything from leaking basements and radon levels to whether the property was ever used as a meth lab. Failing to disclose a known material defect can lead to lawsuits for fraud, misrepresentation, or violation of the statute, even if you sold the home “as-is.”
Source: Minn. Stat. § 513.55 and § 513.60 (Office of the Revisor of Statutes, current as of 2025).
The Minnesota Legislature and Department of Commerce made several important updates effective January 1, 2025:
The free template below reflects every one of these changes.
Click here to download the free 2025 Minnesota Seller’s Property Disclosure Statement (PDF) – 11 pages, fillable, attorney-drafted and updated for 2025 law.
No email required. Updated November 2025.
Provide the legal description or street address and the seller’s name(s). Minnesota now requires you to list the approximate year of construction—this helps buyers estimate lead-based paint risk for homes built before 1978 (federal requirement under 42 U.S.C. § 4852d).
You must disclose the working condition of major appliances and systems (furnace, AC, water heater, plumbing, electrical, etc.). “Unknown” is allowed only if you truly have no knowledge and have owned the property less than a year.
Minnesota courts have repeatedly ruled that water intrusion is almost always considered a material defect. Be brutally honest about:
See Kimm v. Kimm, 884 N.W.2d 662 (Minn. App. 2016) – seller liable for $180,000 after failing to disclose occasional seepage.
Disclose roof age, leaks, hail damage claims, siding issues, and any structural modifications. Insurance companies now routinely ask for this form when issuing new policies.
Radon disclosure is mandatory. The Minnesota Department of Health recommends testing, and the 2025 form now asks for test results if you have them. See MDH radon page: health.state.mn.us/radon.
Well and septic questions were expanded after the 2024 nitrate contamination cases in central Minnesota.
Minnesota is one of the few states that specifically requires disclosure if the property was ever used to manufacture methamphetamine (Minn. Stat. § 152.0275). Even if professionally remediated, you must disclose.
Space for HOA documents, lead-based paint (pre-1978 homes), and any amendments or additional pages.
Both parties sign and date. The buyer has a statutory 5-day right to rescind if disclosure is late.
In my practice, I see the same errors over and over:
Minnesota law allows two narrow alternatives (Minn. Stat. § 513.60):
| Option | When Allowed | Risk Level |
|---|---|---|
| Disclaimer Statement | Only for estates, trusts, foreclosures, or transfers between co-owners | Very High – buyer can still sue for fraud |
| Waiver by Buyer | Buyer must sign a specific statutory waiver form | Moderate – courts rarely uphold if buyer claims duress |
For 99% of normal home sales, you must complete the full disclosure statement.
After closing hundreds of transactions and defending more disclosure lawsuits than I care to count, my strongest advice is simple: When in doubt, disclose. The small embarrassment of revealing a past roof leak is nothing compared to a $100,000+ judgment years later.
Download the free 2025 Minnesota real estate disclosure form below, fill it out honestly and completely, and sleep well knowing you’ve met both the letter and spirit of Minnesota law.
Download Free 2025 Minnesota Seller’s Property Disclosure Statement (PDF)
Last updated: November 2025. This template is provided free for personal use and is believed to be accurate as of publication date. Laws change—verify with counsel.